A Space is a pot of money within your app, kept separate from your balance. It's great for getting expenses neatly sorted and under your control.
A Space is a flexible pot of money that sits inside your current account, but separate from your main balance. Think of it as a digital envelope.
You can create as many Spaces as you like — for bills, holidays, a house deposit, emergency savings, or just to put aside some money for a rainy day.
Moving money in and out of a Space is instant. And each Space can have its own virtual card, savings goal, and even earn interest.
Separate your savings from your spending. Move money between Spaces and your main balance instantly, whenever you want. No waiting, no fees, no friction.
Every Space shows its own balance and transaction history, so you always know exactly where your money is.
Turn on round-ups and every card purchase will round up to the nearest pound, with the spare change going straight into a Space of your choice.
Spend £3.20 on a coffee? 80p goes into savings. It adds up faster than you'd think — many customers save over £500 a year just from round-ups.
Attach a virtual debit card to any Space and spend directly from that pot. Perfect for holidays, subscriptions, or sticking to a monthly budget for eating out.
Give each Space a custom name, colour and photo. Your 'Weekend in Paris' Space can have a photo of the Eiffel Tower. Your 'New Car' Space can have the exact model you want. It makes saving more personal, and more motivating.
Savings Spaces earn 2.50% AER / 2.46% gross (variable) interest, paid monthly. No separate savings account, no transfers — just move money into a Savings Space and it starts earning straight away.
Need to stop yourself raiding the holiday fund? Lock a Space for a set period. You won't be able to withdraw the money until the lock expires. Perfect for long-term goals.
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