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Compare our accounts

Find the right account for you, whatever your situation.

Not sure which account to choose?

We offer different accounts for different needs. Here's a guide to help you pick the right one.

Most customers start with a Personal Account. If you live with a partner, you might add a Joint Account. Self-employed? A Sole Trader Account keeps your business finances separate. Got kids? Kite gives them their own card with your parental controls.

STARLING
•••• •••• •••• 4823
CARD HOLDER
YOUR NAME
STARLING
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STARLING
Virtual card
STARLING
Virtual card
STARLING
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Pick your account

Personal Account

Free everyday banking. No monthly fees, mobile-first, packed with tools. Perfect for almost everyone aged 18+. FSCS protected up to £85,000.

Joint Account

Shared banking for two adults. Full transparency, individual logins. Perfect for couples and flatmates. FSCS protected up to £170,000.

Kite (Kids 6-16)

A real debit card for children, with parental controls. £2/month per child. First 3 months free.

Business Account

Free business banking for UK Limited Companies. No monthly fees, UK sort code, full accounting integrations.

Sole Trader Account

For freelancers and self-employed. Free for the first 12 months, then £7/month. Self Assessment-ready.

Teen Account (16-17)

First grown-up account for teenagers. Free, mobile-first. Upgrade to Personal at 18.

Choosing your account

Can I have more than one account?
Yes. Most customers have at least a Personal Account, and many add a Joint Account with their partner, a Sole Trader Account for side income, or Kite accounts for their children.
Can I switch account types later?
Yes. Most changes can be made directly from the app, or by messaging us.

Ready when you are.

Open your Starling account in minutes.

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