A joint account for couples, flatmates or family. Manage your shared money together, transparently.
A Joint Account is a bank account held by two people. Both account holders have equal access — you both get your own debit card, your own app login, and can both see every transaction in real-time.
It's perfect for couples managing shared bills and savings, flatmates splitting household costs, or family members handling joint expenses.
You can open a Joint Account alongside your existing Personal Account, or as your main account. Both holders need to be 18+ and UK residents.
Both account holders get their own contactless Mastercard debit card linked to the shared balance. Spend, withdraw and top up independently — but always from the same pot.
Every transaction is visible to both holders in real-time. No secrets, no surprises. Perfect for couples who want to manage money as a team.
Create joint savings pots for holidays, a house deposit, weddings — or anything you're saving for together. Watch your progress fill up as a team, or take turns contributing.
Each account holder has their own secure login, biometric ID and PIN. Shared finances, individual privacy. Your phone, your app.
See combined spending automatically categorised. Know exactly how much you're both spending on groceries, eating out, or bills each month. Perfect for household budgeting.
Full FSCS protection up to £170,000 on joint accounts — that's £85,000 per account holder, protected by the Financial Services Compensation Scheme.
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