Everything your bank should do — and a lot more.
We started Starling because we believed banking could be better. Smarter, faster, fairer, and actually enjoyable to use.
Every feature we build answers one question: 'How can we make our customers' financial lives easier?' The result is the award-winning app and service you see today.
Here's what you get as a Starling customer.
Everything from your phone. Award-winning app on iOS and Android, voted Best British Bank four years in a row. No branches, no queues, no forms.
Face ID, fingerprint authentication, AI-powered fraud detection, and Scam Intelligence that flags suspicious transactions before they happen. Your money, protected 24/7.
Real-time push notifications for every transaction. Know instantly if your card is used — so you can spot fraud the moment it happens.
No foreign transaction fees, anywhere, ever. Spend in 210+ countries with Mastercard's real exchange rate.
Organise your money into unlimited goal-based pots. Earn interest automatically on savings Spaces.
Ask questions about your spending in plain English. Automatic categorisation. Monthly insights. Budget alerts.
Keep bills separate from spending. Never miss a payment. Low-balance warnings in advance.
Disposable card numbers for safer online shopping. Unlimited virtual cards, free.
Moving from another bank? We'll switch everything in 7 working days, guaranteed.
Open your Starling account in minutes.
Apply now