/* ================================================================
   STARLING - HOME PAGE CSS
================================================================ */

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
    color: #1A1D29;
    background: #fff;
    line-height: 1.5;
}
a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }

/* ============ NAVBAR ============ */
.navbar {
    background: #fff;
    padding: 18px 40px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    border-bottom: 1px solid #eee;
    position: sticky;
    top: 0;
    z-index: 1000;
}
.navbar .logo {
    font-size: 32px;
    font-weight: 900;
    letter-spacing: -1.5px;
    color: #7433FF;
}
.nav-links,
.nav-right {
    display: flex;
    gap: 32px;
    align-items: center;
    list-style: none;
}
.nav-right { gap: 24px; }
.nav-links > li > a,
.nav-right > li > a {
    font-size: 15px;
    font-weight: 500;
    color: #1A1D29;
    display: flex;
    align-items: center;
    gap: 4px;
    padding: 10px 0;
    cursor: pointer;
}
.nav-trigger i { font-size: 10px; transition: transform 0.25s; }
.nav-dropdown:hover .nav-trigger i { transform: rotate(180deg); }
.btn-apply {
    background: #4EE5D0;
    color: #1A1D29 !important;
    padding: 10px 20px;
    border-radius: 30px;
    font-weight: 600;
    font-size: 14px;
    transition: background 0.2s;
}
.btn-apply:hover { background: #3DD3BE; }
.btn-inline { display: inline-block; }

/* ============ MEGA MENU ============ */
.nav-dropdown { position: static; }
.mega-menu {
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    background: #fff;
    border-top: 1px solid #eee;
    box-shadow: 0 10px 30px rgba(0,0,0,0.1);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: all 0.25s ease;
    z-index: 999;
}
.nav-dropdown:hover .mega-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}
.mega-inner {
    max-width: 1300px;
    margin: 0 auto;
    padding: 40px 60px;
    display: grid;
    grid-template-columns: 1.2fr 1.3fr 1.3fr 1.3fr 1fr;
    gap: 30px;
}
.mega-col h3 { font-size: 20px; font-weight: 900; color: #1A1D29; margin-bottom: 10px; }
.mega-col h4 { font-size: 14px; font-weight: 700; color: #1A1D29; margin-bottom: 10px; }
.mega-col p { font-size: 13px; color: #4A4A4A; margin-bottom: 14px; line-height: 1.4; }
.mega-col ul { list-style: none; }
.mega-col li { margin-bottom: 8px; }
.mega-col ul a { font-size: 13px; color: #4A4A4A; transition: color 0.15s; }
.mega-col ul a:hover { color: #7433FF; }
.mega-link {
    display: block;
    margin-top: 10px;
    font-size: 13px;
    color: #7433FF !important;
    text-decoration: underline;
    font-weight: 500;
}
.mega-icons li { margin-bottom: 14px; }
.mega-icons a {
    display: flex;
    align-items: center;
    gap: 12px;
    color: #1A1D29 !important;
    font-size: 14px;
    font-weight: 500;
}
.mega-icons a:hover { color: #7433FF !important; }
.mi-circle {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: #4EE5D0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #1A1D29;
    font-size: 14px;
}

/* ============ PROMO BAR ============ */
.promo-bar {
    background: #E5D4FF;
    padding: 14px 40px;
    text-align: center;
    font-size: 14px;
    color: #1A1D29;
}
.promo-bar a { text-decoration: underline; font-weight: 500; }

/* ============ HERO ============ */
.hero {
    background: #F4EFE6;
    min-height: 80vh;
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    padding: 60px 80px;
    gap: 40px;
}
.hero-content h1 {
    font-size: 72px;
    font-weight: 900;
    letter-spacing: -2px;
    line-height: 1;
    color: #1A1D29;
    margin-bottom: 20px;
}
.hero-content p { font-size: 18px; color: #1A1D29; margin-bottom: 28px; max-width: 420px; }
.btn-dark {
    background: #1A1D29;
    color: #fff !important;
    padding: 14px 32px;
    border-radius: 30px;
    font-weight: 600;
    font-size: 15px;
    display: inline-block;
    transition: background 0.2s;
}
.btn-dark:hover { background: #2D3142; }
.hero-image {
    background: url('https://images.unsplash.com/photo-1601597111158-2fceff292cdc?w=800&q=80') center/cover;
    min-height: 500px;
    border-radius: 12px;
}

/* ============ FEATURES ROW ============ */
.features-row {
    background: #F4EFE6;
    padding: 40px 80px 80px;
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 16px;
}
.feature-card { background: #fff; padding: 24px; border-radius: 12px; text-align: center; }
.feature-card .num { font-size: 32px; font-weight: 900; color: #7433FF; margin-bottom: 8px; }
.feature-card p { font-size: 13px; color: #4A4A4A; }

/* ============ REVOLUTIONARY SECTION ============ */
.revolutionary-section { background: #F4EFE6; padding: 80px 40px; }
.revolutionary-container { max-width: 1300px; margin: 0 auto; }
.revolutionary-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 40px;
    flex-wrap: wrap;
    gap: 20px;
}
.revolutionary-header h2 {
    font-size: 44px;
    font-weight: 900;
    letter-spacing: -1.5px;
    line-height: 1.1;
    color: #1A1D29;
}
.carousel-arrows { display: flex; gap: 10px; }
.arrow-btn {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    border: 1px solid #D4D4D4;
    background: #fff;
    color: #1A1D29;
    cursor: pointer;
    font-size: 16px;
    transition: all 0.2s;
}
.arrow-btn:hover { background: #1A1D29; color: #fff; border-color: #1A1D29; }
.rev-cards-wrapper {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 16px;
    overflow-x: auto;
    scroll-behavior: smooth;
    scrollbar-width: none;
    padding-bottom: 10px;
}
.rev-cards-wrapper::-webkit-scrollbar { display: none; }
.rev-card {
    background: #fff;
    border-radius: 16px;
    padding: 24px 20px;
    display: flex;
    flex-direction: column;
    min-height: 320px;
    transition: transform 0.25s, box-shadow 0.25s;
    cursor: pointer;
    color: #1A1D29;
}
.rev-card:hover { transform: translateY(-4px); box-shadow: 0 10px 30px rgba(0,0,0,0.08); }
.rev-label { font-size: 12px; color: #4A4A4A; text-align: center; margin-bottom: 14px; font-weight: 500; }
.rev-card h3 {
    font-size: 20px;
    font-weight: 900;
    text-align: center;
    line-height: 1.2;
    margin-bottom: 12px;
    letter-spacing: -0.5px;
}
.rev-link {
    font-size: 13px;
    color: #1A1D29;
    text-align: center;
    text-decoration: underline;
    font-weight: 500;
    margin-bottom: 20px;
}
.rev-icon { margin-top: auto; display: flex; justify-content: center; align-items: center; min-height: 90px; }
.rev-icon img { width: 80px; height: 80px; object-fit: cover; border-radius: 12px; }
.rev-icon-text {
    font-size: 60px;
    font-weight: 900;
    letter-spacing: -3px;
    color: #1A1D29;
    font-style: italic;
}

/* ============ CARDS SECTION ============ */
.cards-section { background: #F4EFE6; padding: 80px 20px; }
.cards-container {
    max-width: 1200px;
    margin: 0 auto;
    background: #fff;
    border-radius: 24px;
    padding: 60px 40px;
    text-align: center;
}
.cards-section h2 {
    font-size: 48px;
    font-weight: 900;
    letter-spacing: -1.5px;
    margin-bottom: 50px;
    line-height: 1.1;
}
.cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-bottom: 40px;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}
.bank-card {
    aspect-ratio: 1.6;
    border-radius: 16px;
    padding: 28px;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    color: #fff;
}
.bank-card.joint { background: #B5A891; color: #7433FF; }
.bank-card.personal { background: #4EE5D0; color: #7433FF; }
.bank-card.business { background: #2D1F5F; color: #E5D4FF; }
.bank-card-top { display: flex; justify-content: space-between; }
.bank-card .brand { font-size: 18px; font-weight: 900; letter-spacing: -0.5px; }
.bank-card .type { font-size: 14px; font-weight: 500; }
.bank-card-footer { display: flex; justify-content: space-between; align-items: flex-end; }
.card-label { font-size: 11px; font-weight: 500; }
.card-chip { display: flex; }
.card-chip .circle { width: 28px; height: 28px; border-radius: 50%; }
.card-chip .red { background: #EB001B; }
.card-chip .yellow { background: #F79E1B; margin-left: -10px; opacity: 0.9; }
.cards-subtitle { font-size: 22px; font-weight: 700; margin-bottom: 10px; }
.cards-desc { margin-bottom: 20px; color: #4A4A4A; }

/* ============ DARK PURPLE SECTION ============ */
.dark-section { background: #2D1F5F; color: #fff; padding: 100px 40px; text-align: center; }
.dark-section img { max-width: 260px; margin: 0 auto 40px; border-radius: 30px; }
.dark-section h2 {
    font-size: 52px;
    font-weight: 900;
    letter-spacing: -1.5px;
    margin-bottom: 20px;
    color: #fff;
}
.dark-section p { font-size: 18px; max-width: 600px; margin: 0 auto 30px; color: rgba(255,255,255,0.8); }

/* ============ SAVINGS ============ */
.savings-section { background: #F4EFE6; padding: 100px 40px; }
.savings-container { max-width: 1200px; margin: 0 auto; }
.section-label {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    margin-bottom: 16px;
    color: #1A1D29;
}
.section-label span { font-size: 16px; }
.savings-section h2 { font-size: 48px; font-weight: 900; letter-spacing: -1.5px; margin-bottom: 40px; }
.savings-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.savings-card {
    border-radius: 16px;
    overflow: hidden;
    min-height: 440px;
    position: relative;
    color: #fff;
    padding: 30px;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    cursor: pointer;
    transition: transform 0.25s;
}
.savings-card:hover { transform: translateY(-4px); }
.savings-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to top, rgba(0,0,0,0.7), transparent 60%);
}
.savings-card > * { position: relative; z-index: 1; }
.savings-card.c1 { background: url('https://images.unsplash.com/photo-1519741497674-611481863552?w=600&q=80') center/cover; }
.savings-card.c2 { background: url('https://images.unsplash.com/photo-1529111290557-82f6d5c6cf85?w=600&q=80') center/cover; }
.savings-card.c3 { background: url('https://images.unsplash.com/photo-1563013544-824ae1b704d3?w=600&q=80') center/cover; }
.savings-card h3 { font-size: 28px; font-weight: 900; margin-bottom: 8px; }
.savings-card p { font-size: 14px; margin-bottom: 16px; opacity: 0.95; }
.badge-new {
    background: #4EE5D0;
    color: #1A1D29;
    padding: 2px 8px;
    border-radius: 10px;
    font-size: 10px;
    font-weight: 700;
    vertical-align: middle;
}
.btn-card {
    background: #1A1D29;
    color: #fff !important;
    padding: 10px 20px;
    border-radius: 20px;
    font-size: 13px;
    font-weight: 600;
    align-self: flex-start;
}
.savings-disclaimer { font-size: 11px; color: #8A8A8A; margin-top: 30px; text-align: center; line-height: 1.5; }

/* ============ FUTURE BANKING ============ */
.future-section { background: #F4EFE6; padding: 0 40px 80px; }
.future-banner {
    max-width: 1200px;
    margin: 0 auto;
    min-height: 500px;
    background: url('https://images.unsplash.com/photo-1554224155-6726b3ff858f?w=1200&q=80') center/cover;
    border-radius: 16px;
    padding: 60px;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    color: #fff;
    position: relative;
}
.future-banner::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to top, rgba(0,0,0,0.6), transparent);
    border-radius: 16px;
}
.future-banner > * { position: relative; z-index: 1; }
.future-banner h2 { font-size: 56px; font-weight: 900; letter-spacing: -1.5px; margin-bottom: 16px; }
.future-banner p { font-size: 16px; max-width: 500px; }

/* ============ 3 FEATURES ============ */
.features-3 { background: #F4EFE6; padding: 60px 40px 100px; }
.features-3-grid { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: repeat(3, 1fr); gap: 40px; }
.f3-icon {
    width: 56px;
    height: 56px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin-bottom: 16px;
}
.f3-icon.green { background: #4EE5D0; color: #1A1D29; }
.f3-icon.pink { background: #FFC1D4; color: #1A1D29; }
.f3-icon.yellow { background: #FFE94E; color: #1A1D29; }
.features-3 h3 { font-size: 22px; font-weight: 900; margin-bottom: 10px; }
.features-3 p { font-size: 15px; color: #4A4A4A; }

/* ============ CTA ============ */
.cta-section { background: #F4EFE6; padding: 0 20px 80px; }
.cta-banner {
    background: #2D1F5F;
    max-width: 1200px;
    margin: 0 auto;
    padding: 80px 40px;
    border-radius: 24px;
    text-align: center;
    color: #fff;
}
.cta-banner h2 { font-size: 48px; font-weight: 900; letter-spacing: -1.5px; margin-bottom: 16px; }
.cta-banner p { font-size: 16px; margin-bottom: 28px; opacity: 0.9; }
.btn-cta {
    background: #4EE5D0;
    color: #1A1D29 !important;
    padding: 14px 36px;
    border-radius: 30px;
    font-weight: 700;
    font-size: 15px;
    display: inline-block;
}

/* ============ GIANT LOGO ============ */
.giant-logo { background: #2D1F5F; padding: 60px 20px; text-align: center; overflow: hidden; }
.giant-logo h1 {
    font-size: 220px;
    font-weight: 900;
    color: #4EE5D0;
    letter-spacing: -8px;
    line-height: 0.9;
}

/* ============ FOOTER ============ */
footer { background: #2D1F5F; color: #fff; padding: 60px 40px 30px; }
.footer-grid { max-width: 1200px; margin: 0 auto; display: grid; grid-template-columns: repeat(4, 1fr); gap: 40px; }
.footer-col h4 { font-size: 15px; font-weight: 700; margin-bottom: 16px; color: #fff; }
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 8px; }
.footer-col a { font-size: 13px; color: rgba(255,255,255,0.7); transition: color 0.2s; }
.footer-col a:hover { color: #4EE5D0; }
.footer-col i { margin-right: 6px; }
.footer-bottom {
    max-width: 1200px;
    margin: 40px auto 0;
    padding-top: 30px;
    border-top: 1px solid rgba(255,255,255,0.1);
    font-size: 12px;
    color: rgba(255,255,255,0.5);
    text-align: center;
}

/* ============ HELP BUTTON ============ */
.help-btn {
    position: fixed;
    bottom: 24px;
    right: 24px;
    background: #4EE5D0;
    color: #1A1D29 !important;
    padding: 12px 24px;
    border-radius: 30px;
    font-weight: 600;
    font-size: 14px;
    cursor: pointer;
    box-shadow: 0 4px 20px rgba(0,0,0,0.15);
    z-index: 999;
}

/* ============ RESPONSIVE ============ */
@media (max-width: 900px) {
    .hero { grid-template-columns: 1fr; padding: 40px 20px; }
    .hero-content h1 { font-size: 48px; }
    .features-row { grid-template-columns: repeat(2, 1fr); padding: 20px; }
    .cards-grid, .savings-grid, .features-3-grid, .footer-grid { grid-template-columns: 1fr; }
    .giant-logo h1 { font-size: 80px; }
    .cards-section h2, .savings-section h2, .cta-banner h2,
    .future-banner h2, .dark-section h2, .revolutionary-header h2 { font-size: 32px; }
    .navbar { padding: 14px 20px; }
    .nav-links { display: none; }
    .navbar .logo { font-size: 24px; }
    .nav-right { gap: 12px; }
    .nav-right a:not(.btn-apply) { display: none; }
    .rev-cards-wrapper { grid-template-columns: repeat(5, 280px); overflow-x: scroll; }
    .mega-inner { grid-template-columns: 1fr; padding: 20px; }
}